Responsible debt owners needed…
Have you even wondered why bankruptcy has such a negative meaning? Back before the days of large multinational corporations there were smaller banks and lending institution, owned by people within...
View ArticleHelp! I just got my pink slip!
So, you got your notice today, you’re laid off, shut down, quit or fired. All of these situations would send anyone into a panic and it’s a worry we all have. After the panic has worn off there are a...
View ArticleHow much time you ask?
Even before I became a financial counsellor it seemed that I was fixated with budgeting. I think it’s because my husband and I were so hopelessly broke before we got married. I watched a lot of TV...
View ArticleVacation savings tips
I dread summer vacation a little bit. It tends to cost me a lot of money, and it seems like I’ve just gotten over Christmas. So here are a few costs I’ve come up with for summer vacation that you might...
View ArticleFinding budget money: Insurance
Over the next few weeks I will be writing some blog articles on sure fire ways to save money within your own budget. Some of these tips you might already be doing. If you aren’t doing them yet this...
View ArticleFinding budget money: Bundling
There are multiple carriers to choose from when you think about getting, phone, internet and cable. Even cell phones are now offered by some of the landline phone companies. Depending on your needs you...
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What I learn from watching TV
I LOVE TV!! I probably watch at least 6 different shows a season. I DVR all of them so I have time to watch them during the weekends and skip the commercials. From Sons of Anarchy to Downton Abbey I...
View ArticleFinding Budget Money: Medical Expenses
I won the lottery today! Well, not really. I got to park at the hospital for free and for me, free parking is like winning the lottery. I’ve been going to a lot of appointments and tests lately and I...
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My money saving tips for vacation
Last week, last minute Aaron and I planned a family vacation to Toronto. We thought it would be a great experience for the boys to see Ontario's capital, with all of it's wonderful attractions. I...
View ArticleWhere do you sit with credit card debt?
A new study out by BMO financial shows that nearly half of Canadian credit card holders are in debt... Does this sound like you? There are a variety of different way to pay off those credit cards. Some...
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